A cyber hire costs $200,000.
Ours costs nothing until a policy binds.
A CYBER REVENUE PARTNER FOR INDEPENDENT AGENCIES
UKON is the cyber revenue partner for independent agencies.
Cyber Practice Leadership puts an entire cyber department inside your agency: a licensed cyber expert, an AI-enabled cyber platform, agency-branded materials, and the carrier relationships behind them.
$2.8M
Average uncaptured cyber revenue per agency book
Upfront cost. UKON earns on placed policies, not fees.
Businesses inside partner books UKON has been trusted to protect
20,000+
$0
The Cyber Protection Gap
THE REALITY INSIDE YOUR AGENCY'S BOOK
Cybercrime costs businesses an estimated $10.5 trillion a year. The entire global cyber insurance market collects roughly $20 billion against it. That difference is the Cyber Protection Gap, and the businesses sitting in it are the ones in your book.
In a typical agency, 80-90% of the commercial book has no cyber coverage. Think your clients are too small for cyber? Think again.
43%
of cyberattacks in 2025 targeted small businesses.
51%
of small businesses have no security measures in place.
$79K
is the average small business cyber claim.
Cyber coverage exists.
The path to your clients does not.
THE PROBLEM IS DISTRIBUTION, NOT COVERAGE
Carriers have policies that pay for defense and damages when a breach turns into a lawsuit. That part of the market works.
What is missing is distribution. Most businesses do not understand cyber, do not see its value, and do not buy it. Nobody has explained it in language they use.
Your agency is exposed by the same gap. Every account that never got the conversation is a client left open and an E&O file left silent.
Closing it takes infrastructure, not another vendor.
Agencies know cyber belongs.
The workflow was never built for it.
WHY CYBER STALLS INSIDE AGENCIES
The businesses you insure keep a town running. The manufacturer, the clinic, the firm on Main Street with 40 people on payroll. You have carried them through fires, lawsuits, and bad years.
They are also who criminals target now. Payments move through systems the owner never sees. Staff use AI tools nobody approved. Every one of those changes is a door.
It is not whether a client gets hit. It is which one, and what happens the morning after. Covered, it is a bad week and a claim. Not covered, and some of them never open again. Either way the first call comes to you.
This is not a missing hire. It is a missing department.
Training a producer takes 18 months before you know whether it took. Hiring a cyber expert runs six figures a year. Most agencies price both paths, pick neither, and lose another year.
So it stalls in the same three places every time.
No time. Your producers cannot stop and figure out cyber on top of everything else they carry.
No expertise. One wrong placement creates an underinsured client and an E&O exposure that surfaces years later.
No system. Without structure, cyber only gets quoted when a client asks, which is almost never.
And the accounts sit open in the file. No coverage, no declination, no record that anyone raised it.
Trusted by agencies and MSPs nationwide to lead cyber coverage for more than 20,000 businesses
We have done one thing since 2016: help sell cyber.
UKON started as FifthWall Solutions in 2016, writing cyber before most carriers had figured out how to price it. We have never written anything else.
Our team has sat on the claims. They know what the forensics invoice looked like, which sublimits failed and why, and how a bookkeeper wires $187,000 to a spoofed vendor account without a single system being breached. That decade is what shows up in the room.
Today, independent agencies trust UKON to lead cyber coverage across manufacturing, legal, medical and dental, construction, financial services, auto, hospitality, education, and every other industry sitting in a commercial book.
A DECADE OF CYBER-ONLY EXECUTION
An entire cyber department, without the payroll
CYBER PRACTICE LEADERSHIP
Carrier Access Portal
Commission-Aligned.
Own every client conversation. UKON handles over 50 carrier relationships, cyber-specific markets, and exclusive endorsements including Agentic AI.
Cyber Practice Leaders
Human-Led.
Dedicated bench of Cyber Practice Leaders become your trusted subject matter experts. Carrier access, marketing support, cyber expertise: all outsourced to UKON.
Cyber Distribution Engine
AI-Enabled.
AI-powered book analysis quantifies exposure and builds campaigns to reduce client liability and increase agency revenue. Backed by 10 years of client-facing expertise.
Cyber Practice Leadership is how an independent agency sells cyber without hiring for it. Three parts arrive together and operate inside your agency.
An operational cyber practice, live in 14 days
WHAT CHANGES FOR YOUR AGENCY
Grow Your Agency's Cyber Revenue
Your existing book becomes a structured cyber revenue stream.
Protect Your
Blind Spots
Every client is offered coverage or declination and every offer is documented.
Retain Confident Producers
Your team learns to sell cyber with guidance, marketing materials, and expert support.
Fully Operational
in 14 Days
Everything from embedding your CPL to launching book-wide cyber coverage outreach.
Agency Partners
Big I South Dakota
UKON partners with Big I South Dakota to bring cyber education to the next generation of independent agents. The team sponsors and speaks at Young Agents programming, including River Days.
Catalyit
UKON's partnership with Catalyit puts cyber insurance and risk guidance in front of independent agencies already using Catalyit's technology assessments to modernize their operations.
UKON is the placement partner inside the CyberCert Marketplace. A CyberCert assessment becomes underwriting evidence, so certification does more than sit in a folder.
CyberCert
The Cyber Revenue Partner
START HERE
Let's find what is in your book.
Receive a walk-through of Cyber Practice Leadership with UKON's CEO and President. See how the practice runs inside an agency, ask what you want, and find out whether it fits before anything else happens. Nothing required from you but the time.
Ready for your Cyber Analysis? Answer a few quick questions and we will build you a free Cyber Guide. You will see your own exposure quantified, your limits measured against comparable agencies, and where your current coverage stops. It's the same guide your clients would receive, run on your agency first.
UKON runs the same practice for MSPs
Virtual Cyber Insurance Management does for managed service providers what CPL does for agencies.
That matters to you twice over. MSPs are a referral channel most agencies never work, and the MSP-served businesses already in your book carry documented security postures that should be moving their premiums.
THE OTHER SIDE OF THE MARKET
Cyber is a practice, not a product line.
UKON builds the programs, partnerships, and industry presence that let independent agencies and MSPs treat cyber as a real line of business instead of a coverage they avoid.
Frequently Asked Questions
Will UKON take my clients?
No. The agency keeps the paper, the client relationship, and the renewal, backed by contractual non-solicitation commitments.
Does cyber insurance cover AI agents acting on a business's behalf?
Most policies do not address it, because they were written before AI agents were operating inside businesses. UKON holds an exclusive Agentic AI endorsement covering automated and agent-initiated actions.
How long has UKON been writing cyber?
UKON began as FifthWall Solutions in 2016 and has written cyber and technology liability exclusively since then, and now leads cyber coverage for more than 20,000 businesses.
What is the difference between Cyber Practice Leadership and vCIM?
Cyber Practice Leadership is UKON's program for independent insurance agencies. Virtual Cyber Insurance Management is the same practice built for how managed service providers work with their client base.
How does an independent agency start selling cyber insurance?
Most agencies begin with a book analysis to identify which commercial accounts carry no cyber coverage and which carry only a sublimit inside a package. From there the work is client outreach, education, and placement. UKON's Cyber Practice Leadership program handles all three on the agency's behalf.
What is a cyber revenue partner?
A cyber revenue partner works inside an agency's existing book to sell cyber, rather than waiting for submissions. UKON supplies the licensed expert, the technology, the client-facing materials, and the carrier access, and is compensated on placed policies instead of fees.
How much cyber commission is an agency leaving unwritten?
Roughly $3,500 in premium sits on every uncovered account. With 80 to 90% of a typical commercial book carrying no cyber, the unwritten total across a full book is usually larger than an agency expects.
Does UKON replace my existing carrier relationships?
No. UKON adds access to more than 50 cyber-specific markets and exclusive endorsements that generalist markets do not offer, alongside whatever the agency already has.
CONTACT
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Pittsburgh, PA
Denver, CO
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