Built from a breach. Shaped by a decade of cyber-only practice.

Since 2016, UKON has written one line of insurance: cyber. Today, independent agencies and MSPs across the country rely on UKON to lead cyber coverage for more than 20,000 businesses.

ABOUT UKON

Let's Talk Cyber

Since 2016, we've written one line of coverage: CYBER

Every business deserves to survive a cyber attack.

Businesses already believe cyber matters. The demand was never the problem.

What's missing is someone who can walk a client through what's covered and what's still exposed, in language that isn't underwriting jargon. Someone who can sell protection, not just a policy.

That's a distribution problem, not an awareness problem, and it's the reason UKON built the Cyber Practice, an entire outsourced cyber department backed by a decade of cyber-only expertise with zero upfront cost.

It started with a breach.

In 2015, our founder's business had a policy. He thought that meant he was covered. The claim came. The policy didn't hold.

He watched what a breach actually does to a business that thought it was protected, and asked how many other businesses were carrying the same gap.

40% of small businesses say an attack costing as little as $100,000 would be enough to end them. A gap that size sits inside almost every book, waiting for someone to close it.

His answer built FifthWall Solutions, the first cyber-only wholesaler in the country. Today, that is UKON, the first cyber insurance partner for independent agencies and MSPs.

Coverage existed. Coordination did not.

The Beginning - 2015

Our founder, Doug Wright, suffered a cyber incident that disrupted his business. There was a policy in place. There were advisors. When the claim came, what surfaced was a lack of coordination at exactly the moment it mattered most. Insurance had been bought. Protection had never been built.

The first cyber-only wholesaler

2016-2019

FifthWall Solutions launched as the first cyber-only wholesaler in the country, built for the independent agency channel. A pattern became undeniable. Cyber was introduced late, treated as an afterthought, and most opportunities were lost before they ever reached underwriting.

Cyber distribution had become reactive.

Learning from the MSP ecosystem

2020-2024

As managed service providers grew more central to how businesses approached security, we built alongside them. MSPs improve security posture and change claim outcomes, but the insurance relationship stays with the licensed expert placing coverage.

Cybersecurity and cyber insurance were running in parallel, never in coordination.

The AI platform thesis

2024-2025

With new investment and new leadership, we asked whether technology could be the connective layer between agencies, MSPs, underwriting, and coverage. FifthWall Solutions became UKON. We built the software and expanded partnerships nationally. Technology accelerated workflows and improved efficiency, but it did not change how decisions were made, because insurance runs on trust and that trust lives inside independent agencies.

Software alone could not close the gap.

The Cyber Practice Reset

2025-Present

Every agency and MSP gave the same answer. They weren't looking for another portal or another vendor relationship. They needed capacity, a licensed cyber expert and a working system, together.

Access to tools was never the limiting factor.

The Cyber Protection Gap
is an distribution problem

WHAT WE FOUND

Four eras, four vantage points, one conclusion: wholesale exposed how reactive cyber distribution had become.

The MSP work revealed how disconnected the risk conversation was across disciplines. Technology showed the limits of efficiency without structure. Agency partnerships made clear that repeatable infrastructure was missing.

Businesses face growing digital exposure. Insurance exists to transfer that risk. Cybersecurity exists to reduce it. What has been missing is the operational framework that connects the two consistently and at scale.

That is not an insurance problem, and it is not a cybersecurity problem. It is an infrastructure problem, and it is the one UKON set out to solve.

What is the Cyber Protection Gap?

Every business deserves to survive a cyber attack

WHAT WE BELIEVE

Independent agencies belong at the center of the insurance relationship. Cybersecurity and cyber insurance work best aligned, not treated separately. Technology should sharpen expert judgment, never replace it.