Everything an independent agency needs to build cyber into a real line of business.
UKON has spent a decade learning what actually moves an agency from avoiding cyber to selling it with confidence. That knowledge became Cyber Practice Leadership. It's supported by the partnerships, training, and market presence that help agencies carry the line.
FOR INDEPENDENT AGENCIES
Human-led. AI-enabled. Coverage-aligned.
Cyber carries risk most agencies were never trained to underwrite.
THE REALITY INSIDE YOUR AGENCY'S BOOK
Cybercrime costs businesses an estimated $10.5 trillion a year worldwide. Small businesses absorb the worst of it. 43% of cyberattacks in 2025 targeted small businesses. 51% of those businesses carry no real security measures.
Run that against a typical agency book. A hundred commercial clients means roughly half with no meaningful security posture. The average small business cyber claim runs $79,000. Fifty exposed accounts at that average puts nearly $4 million in unaddressed claim exposure inside a single book. Most agencies have never run that math.
Selling the line correctly means reading agentic AI exposure most producers have never seen. It means benchmarking a fair price before a carrier responds. It means reaching enough of the market to place coverage right, and tracking every renewal so nothing lapses unnoticed. Miss any of it, and the exposure lands on the agency's own E&O the day a claim gets denied.
Coverage is the visible part. Expertise is behind the trust.
A decade in one line of work teaches a company things a brochure never could. UKON has sat in the room when a claim came back denied and watched what that does to a business that thought it was covered.
That knowledge shows up everywhere UKON operates. In the agency where a Cyber Practice Leader runs the client conversation and places the policy. At the conference where UKON's experts teach a room full of agents how to open that same conversation themselves. In the partnerships that carry cyber education to agents who've never had reason to trust an outside voice on the subject. In the quiet work of aligning an agency's coverage with the MSP already managing a shared client's security, so nobody is guessing.
HOW UKON SHOWS UP FOR AGENCIES
Cybersecurity Alignment
Ten years working both sides of the table taught UKON what neither an agency nor an MSP can see alone. That view is what makes the partnership work.
Cyber Practice Leadership
A licensed cyber expert embedded inside your agency, working from a Command Center built on Cornelius AI. An outsourced cyber department, white-labeled to your name.
Industry Trust
Associations ask for UKON by name. Agents earn continuing education credit in sessions UKON built. A decade of expertise, trusted across the industry.
UKON has spent that time mapping this terrain so agencies don't have to chart it alone.
A DECADE OF CYBER-ONLY EXPERTISE
UKON began as FifthWall Solutions in 2016, the first cyber-only wholesaler in the country. In the years since, UKON has trained producers who had never carried the line, sat with agencies through real claims, and built the partnerships that keep independent agents oriented as the risk keeps shifting.
That work taught UKON exactly what moves a client from uncertain to covered, and what wastes an agency's time.
Trusted to lead cyber coverage for 20,000+ businesses, and counting.
An entire cyber department, without the payroll
CYBER PRACTICE LEADERSHIP
Carrier Access Portal
Commission-Aligned.
Own every client conversation. UKON handles over 50 carrier relationships, cyber-specific markets, and exclusive endorsements including Agentic AI.
Cyber Practice Leaders
Human-Led.
Dedicated bench of Cyber Practice Leaders become your trusted subject matter experts. Carrier access, marketing support, cyber expertise: all outsourced to UKON.
Cyber Distribution Engine
AI-Enabled.
AI-powered book analysis quantifies exposure and builds campaigns to reduce client liability and increase agency revenue. Backed by 10 years of client-facing expertise.
Cyber Practice Leadership is how an independent agency sells cyber without hiring for it. Three parts arrive together and operate inside your agency.
Agency Partners
Big I South Dakota
UKON partners with Big I South Dakota to bring cyber education to the next generation of independent agents. The team sponsors and speaks at Young Agents programming, including River Days.
Catalyit
UKON's partnership with Catalyit puts cyber insurance and risk guidance in front of independent agencies already using Catalyit's technology assessments to modernize their operations.
UKON is the placement partner inside the CyberCert Marketplace. A CyberCert assessment becomes underwriting evidence, so certification does more than sit in a folder.
CyberCert
THE CYBER INSURANCE PARTNER
Protect, retain, and grow with Cyber Peace of Mind.
Powering cyber practices for agencies and MSPs
Because every business deserves to survive a cyber attack.
Frequently Asked Questions
Will UKON take my clients?
No. The agency keeps the paper, the client relationship, and the renewal, backed by a contractual non-solicitation commitment.
Does cyber insurance cover losses caused by AI agents acting on a business's behalf?
Most standard policies don't, since they were written before AI agents were operating inside businesses. UKON holds an exclusive Agentic AI endorsement that covers automated and agent-initiated actions.
How long has UKON been writing cyber?
UKON began as FifthWall Solutions in 2016 and has written cyber and technology liability exclusively since then, now leading cyber coverage for more than 20,000 businesses.
How does an independent agency start selling cyber insurance?
Most agencies start with a Book Analysis, which identifies which commercial accounts carry no cyber coverage and which carry only a thin sublimit inside a package policy. From there, UKON's Cyber Practice Leadership handles outreach, client education, and placement on the agency's behalf.
What is a cyber revenue partner?
A cyber revenue partner works inside an agency's existing book to sell cyber, rather than waiting on inbound submissions. UKON supplies the licensed expert, the platform, the client-facing materials, and the carrier access, and gets paid only on placed policies.
How much cyber commission is an agency leaving unwritten?
Roughly $3,500 in premium sits on every uncovered commercial account. With 80 to 90% of a typical book carrying no cyber coverage, the unwritten total across a full book is usually larger than most agencies expect.
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