The moment an MSP takes on a client, it inherits the risk that comes with them.
Every MSP watches this play out. A client gets breached, the coverage doesn't hold, and the first call goes to whoever was managing security, not whoever sold the policy. UKON built Virtual Cyber Insurance Management to put a licensed team behind that exposure, and everything else UKON offers the MSP channel exists to support it.
FOR MSPS
Human-led. AI-enabled. Coverage-aligned.
MSPs already know client cyber matters. Knowing was never the hard part.
A CYBER INSURANCE PARTNER FOR MSPs
An MSP sees the exposure before anyone else does, phishing attempts, missing MFA, a backup that's never been tested. That knowledge doesn't come with a license, and running two hundred insurance conversations takes hours no MSP has budgeted for. Doing nothing becomes the default, and the default is still a choice.
The businesses paying for that default are small. Cybercrime costs businesses an estimated $10.5 trillion a year worldwide. 43% of cyberattacks in 2025 targeted small businesses, and 51% of those businesses carried no real security measures. A single mid-market client, a $42 million business with 220 employees, can face roughly $1.4 million in combined downtime and incident response costs from one event. A typical $500,000 policy leaves that business $900,000 short, and most MSPs have never had a client's real number in front of them like that.
The MSA rarely mentions insurance at all, so the conversation never opens naturally. Tech E&O and cyber insurance get confused constantly, one covers the MSP's own liability, the other covers a client's actual loss, and neither one fills the other's gap.
Every client left uncovered because of that confusion becomes exposure on the MSP's own book, waiting for the day a breach happens with nothing in place to answer for it.
A license to sell, and a bridge to the agencies placing coverage.
A decade in one line of work teaches a company things a brochure never could. UKON has sat in the room when a claim came back denied and watched what that does to a business that thought it was covered.
That knowledge shows up everywhere UKON operates. In the MSP where a Virtual Cyber Insurance Manager runs risk quantification and coverage gap analysis across the entire client base. At the conference where UKON's experts teach a room full of MSPs how the licensing rules actually work. In the partnerships that carry cyber education to a channel that's spent years managing security without a clear insurance partner behind it. In the quiet work of aligning an MSP's security posture with the agency already placing coverage for a shared client, so nobody is guessing.
HOW UKON SHOWS UP FOR MSPS
Cybersecurity Alignment
Ten years working both sides of the table taught UKON what neither an agency nor an MSP can see alone. That view is what makes the partnership work.
Virtual Cyber Insurance Manager
A licensed cyber expert alongside your MSP, working from a Command Center built on Cornelius AI. An outsourced cyber insurance function, co-branded to your name. A partner that can sell.
Industry Trust
Associations ask for UKON by name. MSPs sit in sessions UKON built on where cyber and security actually meet. A decade of expertise, trusted across the industry.
UKON built the licensed team that turns what an MSP sees into what actually gets covered.
A DECADE OF CYBER-ONLY EXPERTISE
UKON began as FifthWall Solutions in 2016, the first cyber-only wholesaler in the country. As MSPs became central to how businesses handle security, UKON built Virtual Cyber Insurance Management specifically for the gap between seeing risk and being licensed to act on it. A fractional UKON representative runs the insurance conversation across an MSP's book, alongside the MSP's brand, at no cost to join. This work taught UKON exactly which controls actually move a carrier's decision, and which ones don't.
Trusted to lead cyber coverage for 20,000+ businesses, and counting.
An outsourced cyber insurance partner, without the license.
VIRTUAL CYBER INSURANCE MANAGEMENT
A fractional Virtual Cyber Insurance Manager runs the cyber conversation across your client base. Our Cyber Distribution Engine quantifies every client and builds the outreach under your brand. Our Carrier Access Portal reaches more than 50 markets.
Carrier Access Portal
Commission-Aligned.
Your brand stays on every client conversation. More than 50 carrier relationships, cyber-specific markets, and exclusive endorsements including Agentic AI.
Virtual Cyber Insurance Manager
Human-Led.
A fractional UKON representative leads cyber insurance risk conversations across your client base. Licensed activity, carrier access, and marketing support: all outsourced to UKON.
Cyber Distribution Engine
AI-Enabled.
AI-powered client analysis quantifies exposure and builds the campaigns that reduce client liability and surface security gaps. Backed by 10 years of client-facing expertise.
MSP Partners
Monjur
UKON's partnership with Monjur brings attorney-drafted master services agreements into the underwriting conversation. A properly drafted Monjur MSA gives carriers a clear, defensible allocation of liability between an MSP and its clients, which UKON uses to make the case for better terms.
Pax8
Pax8 partners get a dedicated MSP Risk Review with UKON, covering Tech E&O structure against actual services delivered, MSA alignment, aggregation and automation exposure, and client cyber coordination. Your existing broker stays in place. UKON modernizes the structure around them.
MSPAlliance
UKON's partnership with MSPAlliance connects Cyber Verify, the industry's leading third-party MSP security certification, directly to underwriting. An MSP that's already done the work to get certified gets that certification treated as evidence, not ignored, at renewal.
THE CYBER INSURANCE PARTNER
Protect, retain, and grow with Cyber Peace of Mind.
Powering cyber practices for agencies and MSPs
Because every business deserves to survive a cyber attack.
Frequently Asked Questions
Can an MSP sell cyber insurance to its clients?
No. Selling or advising on insurance requires a license, and an unlicensed MSP that recommends coverage takes on real liability. UKON's Virtual Cyber Insurance Management program solves this by handling every licensed activity, including solicitation, quoting, placement, and advice, while the MSP keeps the client relationship and earns from the partnership.
Is an MSP liable when a client has no cyber insurance?
Often, yes. When a breach hits an uninsured client, the provider that built and manages their security becomes the most visible party with any insurance behind it. UKON finds that roughly 80% of the average MSP's client base is uninsured or underinsured for cyber.
Does Tech E&O cover an MSP when a client gets breached?
Not fully. Technology Errors and Omissions covers the MSP's own professional liability. It does not cover the client's loss, and an uninsured client who suffers a breach often turns to the MSP to recover. UKON reviews an MSP's Tech E&O coverage at no cost before any client work begins.
Why do most MSP Tech E&O policies have coverage gaps?
Most policies in force were written for a smaller, simpler operation than the MSP now runs. Automation touching multiple client environments, MSAs committing to outcomes the policy never contemplated, and uncoordinated Cyber and Tech E&O placements are the three most common structural failures. UKON finds material gaps or misalignment in 65% of the MSP policies it reviews.
Does a stronger security stack lower a client's cyber insurance premium?
Yes, when the posture is actually presented to the underwriter. UKON maps an MSP's security packages into posture tiers and submits them with the application. Clients on higher tiers land toward the lower end of their estimated premium range, which makes the MSP's security investment visible in dollars.
Can an MSP keep its existing insurance agent and still work with UKON?
Yes. UKON works directly with an MSP's existing agent to align Tech E&O and cyber structure to the business it is actually running. There is no switching and no broker replacement. If the current agent does not specialize in managed services coverage, UKON can establish one who does.
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